March – Building a Reserve

Juggling money, time
Juggling time and money? Build a reserve!

Building a reserve means to gradually accumulate a stockpile of something you need. I am sure we can all relate to that concept as we stockpiled toilet paper, bleach and Lysol wipes during the early days of Covid.

But there are other types of reserves–stockpiles–that I wish to bring to your attention. Those reserves touch all aspects of life—time, money, space, friendship, love, business and so on.

Let’s evaluate a few of these areas and see how you can effectively build your reserves.


The concept of time is not the same for everyone, and we all tend to schedule projects, appointments and to-dos differently. But you can build a reserve of time by being aware and factoring in contingency time. Contingency means something that could happen or come up depending on other occurrences. Building contingency time into your schedule means setting aside a buffer zone to support unexpected happenings.


According to financial experts, 79% of Americans do not have sufficient cash reserves. The concept of a cash reserve refers to a stash of money an individual keeps on hand to meet short-term, emergency funding needs. Whether it is a cash stash at home or a personal savings account, building a reserves gives you an edge to cope with unforeseen financial problems.

How do you build a reserve of money? Choose to be frugal as you slowly build this stockpile. Frugal living is the art of intentional spending. The more conscious you are of what you have, the less likely you will spend on something new.

Check out F = Frugal Living


Building a reserve of space allows for freedom of movement, peaceful corners for relaxation and relief of stress — a little bit of breathing room. An important principle in the practice of Feng Shui is spatial arrangement in relation to the flow of energy (qi). Feng Shui literally means wind and water and its easy flow around our environment. In Chinese culture, wind and water are both associated with good health.

Burning column candle
Building a peaceful serene space

Cluttered and overstocked areas, whether out in the open or hiding behind a door, affect our mental and physical being, consciously and subconsciously. Try walking around your home and peer through each doorway. Is your space inviting or does it give you the chills?

There are plenty of things in your life that have the potential to stress you, but your space shouldn’t be one of them. Make sure your environment provides the relaxing, beautiful, welcoming ambiance your crave.

Check out the many articles on Spatial Management


Question: Why, in a time when we have the means to be easily connected to those we love, do we often feel disconnected from one another? Could it possibly be that the quality of our communication has degraded? How can we build that reserve of friendship with family and loved ones?

Maybe the answer is the method of communication we use with one another. Are we in a face-to-face relationship or simply sending text messages. If you choose to intentionally build a reserve of relationships, take note of how you communicate and the method you are using. The channel we use to say something can actually influence the outcome we want to achieve.

Think about this: Wedging a screen between two people might actually shield them from having to interact with one another.

Friendships need to be cultivated. As Stephen Covey states in The Seven Habits of Highly Effective People, each relationship comes with an emotional bank account that requires continual deposits in the form of respect, kindness and patience. Neglect produces withdrawals from that account. When withdrawals exceed deposits, the emotional bank account is overdrawn and friendships suffer.

Want more of everything life has to offer?

Start cultivating a reserve that you can dip into whenever the need arises.

  • Allow adequate time to take care of yourself, your family, your friends, your home and your business
  • Build a cash stash for unexpected financial happenings
  • Declutter your home, your office, your space, your calendar
  • Take stock of your emotional bank account and cultivate relationships

Looking for guidance to build your reserve? Take the next step to connect with me and let me help you on your journey. As a Professional Organizer and Personal Coach, it would be a privilege to work with you virtually on creating time, saving money, clearing spaces — building a reserve.

Judith Ann Kirk, owner of Organizing Resources – Read more here!